My Friend Was Driving
An injured passenger hesitates to file a claim because a friend was driving.
Transcript
TSLYour friend was driving. Your friend caused the crash. YOU were hurt.
TSLAnd now you're doing the thing everyone does. You're saying - 'I'm not going to sue my friend.'
TSLHere's the truth. You don't need to sue your friend to access the insurance they bought to protect you as their passenger.
TSLThat policy is already there - coverage they paid for, built for the passenger riding in their car.
TSLWhen you file a passenger claim after a crash in a friend's car, the check comes from their auto insurance policy. Not their bank account. Not their savings. The policy. The one that exists specifically for this.
TSLArizona minimums are twenty-five thousand per injured person. Most drivers carry more. And there's more coverage available if you know where to look. Their auto policy pays first.
TSLThat is the coverage. Part two is what filing actually costs you.